About CreditUp
At CreditUp, we believe every individual and business deserves a second chance at financial freedom. With over 10+ years of combined expertise, our team of seasoned banking professionals, chartered accountants, and insolvency experts has successfully resolved debts worth more than ₹10,000 crore.
We specialize in debt counselling, OTS (One Time Settlement) negotiations, legal support, restructuring, and funding solutions that are designed to ease financial stress and restore credit health.
Our strength lies in transparent processes, ethical practices, and proven results. With a 91%+ success rate and over 2000 clients helped, we’ve become a trusted partner for individuals, entrepreneurs, and businesses across Mumbai and beyond.
At CreditUp, we are proud pioneers in using the Mediation Channel for debt resolution, ensuring outcomes that benefit both borrowers and lenders. Through our innovative “Debt Hospital” approach, we provide complete financial care — from diagnosis of the problem to full recovery.
When you choose CreditUp, you don’t just get debt solutions — you get a dedicated partner committed to protecting your rights, reducing your burden, and guiding you toward lasting financial stability.
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The Team Behind CreditUp
Vikas Singh – Founder
A seasoned professional with experience in banking and law, Vikas has worked with Standard Chartered, Citi Bank, and Reliance Finance. Since 2011, he has successfully handled debt portfolios worth ₹7500+ crore, making him a trusted name in corporate restructuring and legal solutions.
Anuj Kuthialla – Co-Founder
With 20+ years in retail banking, Anuj is an expert in asset reconstruction and distressed asset management. His proven track record spans industries like hospitality, textiles, education, and real estate, with deep expertise in commercial vehicles and turnaround strategies.
Ajit Kumar – Advisory Board Member
Ajit brings 30+ years of leadership in banking and financial services. Skilled in business strategy, credit risk, and recoveries, he has built businesses from scratch and mentored teams, driving success through innovation and strong execution.
Anoop Gairola – Advisory Board Member
With nearly 20 years in commercial and retail banking, Anoop specializes in infrastructure financing, priority sector lending, and business strategy. He focuses on growth planning, risk management, and revenue optimization to strengthen financial structures.